Capital Planning 2026

Voluntary Return Advice:
Strategic Planning for Your Departure from Spain

It is not just about returning to your country, it is about returning with capital. We guide you through your legal exit from Spain, calculating the maximum of your unemployment benefit (APRE) so you can start a business back home.

APRE Financial Advice
De-registration Protocol
Sanction Protection
Usuario 1Usuario 2Usuario 3
+150 structured return plans
ya se asesoraron con nosotros
La solución

Not Just a Procedure, a Capital Strategy

We structure your return as a comprehensive strategic liquidation to maximise your contributed years.

Exact Financial Diagnosis

We analyze which month is optimal for your departure to maximise your benefit collection.

Tax Risk Analysis

We evaluate debts with the Tax Agency that could lead to automatic deductions.

Disconnection Protocol

Our de-registration guide ensures you do not leave any trace as a debtor in municipal registers or health systems.

100%
APRE Analysis
0
Hidden Risk
3
Guide Templates
Choose Your Route

Legal Pathways for Return

We identify the return program that best adapts to your situation.

Productive Return Advice

Guidance to capitalise 100% of your accumulated unemployment benefits (APRE). Timetable analysis to receive 40% in Spain and 60% in your destination country to start your business safely.

Social and Humanitarian Support

Specialised guide to access flight tickets and economic aid programs (up to €2,000 per family) in situations of vulnerability via IOM and Red Cross agreements.

Strategic Family Planning

Comprehensive advice to safeguard future rights, analysing the non-return commitment (3 years) and its impact if you have family members with European/Spanish nationality.

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De-registration Spain Protocol

The 4 mandatory steps to leave the country without leaving pending legal or fiscal matters.

1

Tax De-registration Advice

We guide you in properly communicating your residency change to the Tax Agency (Model 030) to avoid future taxes on your worldwide income.

2

Administrative De-registrations Support

Protocol for the cancellation of your municipal registration (padrón) and Health Card (TSI), ensuring your file remains free of warnings or fines.

3

Labour Settlement Analysis

Review of your work history record (vida laboral) and employer certificates to guarantee your contributed years are computable under international treaties.

4

Consular Registration Guide

Support for registration at your home consulate, a crucial step for the SEPE to release the remaining 60% of your capitalisation.

Testimonios

Starting Over, but with an Advantage

Stories of compatriots who decided to return with secured capital and ethical support.

"Returning with capital was my priority. Their advice calculated my exact accumulated benefit and guided me through the de-registration protocol to avoid tax fines. I collected 40% of the APRE in Spain and 60% at my destination without issues."
A
Andrés V.
Colombia · APRE Return
"I was torn between regularising or returning. Their comparative analysis showed that with my benefit capitalisation I could afford the down payment of a house in my country. The consular de-registration support was flawless and transparent."
L
Luisa F.
Ecuador · 2026 Strategy
"I did not know I could capitalise my 6 years of accumulated unemployment benefits. They did the technical calculations for SEPE, and with their guide, I was able to collect the remaining 60% to finish my shop in Bogotá. Crucial ethical support."
F
Fabián D.
Colombia · Capitalisation
"The Spain de-registration protocol was key to my peace of mind. They advised me on Model 030 with the Tax Agency so that I would not leave any pending tax issues, and I returned confident that my papers were in order."
R
Rosa M.
Ecuador · Tax De-registration
"In a very difficult personal moment, they guided me through the process of obtaining vulnerability aid and flight tickets via IOM. Human support that prioritised my dignity and safe return."
G
Gabriel T.
Argentina · Social Support
"Expert advice on the 2026 unemployment benefit deadlines. They explained how to avoid reducing my regulatory base before leaving. I returned with a structured life plan and real capital."
I
Isabel C.
Peru · Productive Return
"Returning with capital was my priority. Their advice calculated my exact accumulated benefit and guided me through the de-registration protocol to avoid tax fines. I collected 40% of the APRE in Spain and 60% at my destination without issues."
A
Andrés V.
Colombia · APRE Return
"I was torn between regularising or returning. Their comparative analysis showed that with my benefit capitalisation I could afford the down payment of a house in my country. The consular de-registration support was flawless and transparent."
L
Luisa F.
Ecuador · 2026 Strategy
"I did not know I could capitalise my 6 years of accumulated unemployment benefits. They did the technical calculations for SEPE, and with their guide, I was able to collect the remaining 60% to finish my shop in Bogotá. Crucial ethical support."
F
Fabián D.
Colombia · Capitalisation
"The Spain de-registration protocol was key to my peace of mind. They advised me on Model 030 with the Tax Agency so that I would not leave any pending tax issues, and I returned confident that my papers were in order."
R
Rosa M.
Ecuador · Tax De-registration
"In a very difficult personal moment, they guided me through the process of obtaining vulnerability aid and flight tickets via IOM. Human support that prioritised my dignity and safe return."
G
Gabriel T.
Argentina · Social Support
"Expert advice on the 2026 unemployment benefit deadlines. They explained how to avoid reducing my regulatory base before leaving. I returned with a structured life plan and real capital."
I
Isabel C.
Peru · Productive Return
4.5
Valoración media
Estrellas
+500
Personas asesoradas
Confianza Real
98%
Satisfechos
Garantía de servicio
Preguntas frecuentes

Questions about Return

We address the main myths about APRE collection and the non-return commitment.

Is it true that if I request voluntary return I cannot return to Spain for 3 years?
Yes, the Immigration Law establishes a 3-year non-return commitment to reside or work. Our advice includes analysing legal strategies for tourist visits or if you obtain nationality during your absence.
What is APRE and how much money will I receive?
The Accumulated and Advance Payment of Unemployment Benefits (APRE) allows you to collect your unemployment benefits in two payments: 40% in Spain and 60% in your home country. We perform the exact calculations based on your regulatory base and the 2026 legislative updates.
Should I apply for the 2026 regularisation or request return?
It depends on your life project. We carry out a feasibility assessment comparing regularisation under the 2026 decree against smart capitalisation to start a business in your country of origin.
What happens if I have debts with the Tax Agency or Social Security?
Any public debt is usually deducted from the first payment (40%). Our advice includes checking your debt status beforehand to avoid unexpected cuts to your return capital.

Shall we calculate your Return Capital?

Don't let SEPE's declining deadlines reduce your money.

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